A new Federal Emergency Management Agency flood map took effect Dec. 21 to regulate and manage areas subject to flooding.
The map shows floodway and floodplain areas generally in the North Beach neighborhood and along the San Dieguito River. To comply with federal regulations, these areas face corresponding permit requirements and limits on new development.
For property within the Special Flood Hazard Area, where the risk of flooding is highest, owners with federally-backed mortgage loans are required to buy flood insurance.
Contact the FEMA flood insurance help desk: 800-427-4661.
Visit the FEMA -- New Flood Map webpage.